Articles

• "Financing the Dream", Our Place, Spring 2006

• "Avoiding the Financial Strain of Nursing Homes", Kane County Chronicle, Sept. 1995

• "Holes in the Safety Net", Kane County Chronicle, Oct. 1994

• "Is it 1035 time?", Senior Market Advisor, December 2011

Disclosure: There may be liquidity issues (potential surrender and tax charges) when replacing a policy, increased sales charges, fees, and tax implications.  The new policy will likely have its own new surrender charge schedule, which may extend beyond that of the original policy.  You may pay higher premiums if, for example, your health has declined since the purchase of the current policy.  The new policy typically will have a new contestability period - a two-year period from the issuance of the new policy during which the insurance company could challenge a death claim based upon a misstatement on the application.  Any policy loans could affect the performance and surrender of the existing policy. 

• "All the Consulting (Almost) None of the Cost", Entrepreneur, October 2010

• "Four Opportunities for Cross Selling", Senior Market Advisor, March 2010

  Disclosure: This article is for educational purposes and is not intended to suggest a particular product, strategy, or service. The decision to implement any of these strategies should be made in consultation with qualified tax, legal, and financial professionals.

• "A Foundation of Fixed Annuities", Senior Market Advisor, January 2009 

  Disclosure: The hypothetical case study is for illustrative purposes only and should not be deemed a representation of past or future results. Your results may vary. This example does not represent any specific product, nor does it reflect sales charges or other expenses that may be required for some investments. No representation is made as to the accurateness of the analysis.

  • "A new disclosure statement?", Senior Market Advisor, January 2009     

  • "Expanding Dream", Kane County Chronicle, May 1994

  Disclaimer: The above links are provided for your information only. As they are provided by third parties, NFP Securities, Inc. does not endorse, nor accept any responsibility for the content. NFP does not independently verify this information, nor do we guarantee its accuracy or completeness.